Trivia of the Day! Curling Origins
Trivia of the day! Fax Machine Origin
Oilpatch fuels Calgary job growth | Calgary Herald
Check out the entire article here:
http://blogs.calgaryherald.com/2012/02/14/oilpatch-fuels-calgary-job-growth/
In Calgary, and Alberta, as the oilpatch goes so goes our economy.
And judging by the most recent labour numbers, there’s no doubt the province’s energy sector is doing quite well.
In the Calgary census metropolitan area, the unemployment rate in January was 5.0 per cent, down from 5.9 per cent in January 2011. Also, the region recorded 4.9 per cent employment growth over the past year with the creation of 34,400 jobs.
While the employment picture is rosy in Calgary, already organizations like the Calgary Chamber of Commerce, the Canadian Federation of Independent Business and Calgary Economic Development are raising concerns that Calgary is on the verge of another labour shortage across many sectors.
Now, Calgary Economic Development is inviting employers to a special presentation next week that will look at some of the occupations that are forecasted to suffer critical skills shortages in Calgary and show where employers can go to attract and recruit skilled workers.
In partnership with Alberta Human Services, and through the work of research firm RDA Global, Calgary Economic Development has developed a detailed analysis of key markets in which talent surpluses exist in Canada, the United States, Great Britain and Ireland. This analysis looks at 25 in-demand occupations, and reveals some new markets that employers can use to further international recruiting efforts.
Chris Seals, economist from RDA Global, will present the results of this study, and the top-recommended cities for Calgary employers to recruit workers from Canada, the United States, the United Kingdom and Ireland.
The event takes place next Tuesday during lunch at the downtown Global Business Centre. Tickets and info about the event can be seen here http://cedlaboursupplystudy.eventbrite.com/?ebtv=CAlberta Children’s Hospital Foundation: Radiothon!
CREB Real Estate News January 27th – February 2nd, 2012
The City of Calgary: Assessment Search
Calgary Information Guide
Online Shopping Safety
Before giving any personal or financial information online, look at the address line to make sure that the “http” has changed to “https” or shttp” at the page where you are asked to type in your payment information. Check to see if there is a tiny locked padlock at the bottom right of the screen.
Be wary if asked for your Social Insurance Number, bank account numbers or your mother’s maiden name. Some reputable companies may ask for your interest by having you check certain boxes, however this information should not be required in order to complete a transaction.
Choose your password carefully. Do not use your login password when making purchases, and never give out your passwords.
Paying by credit card is the safest and quickest way to shop online.
Print a copy of your order confirmation in case you have any problems with your purchase. Also check for a customer service phone number in the event that problems arise.
Identity Theft – Protect Yourself
Identity theft is a crime in which someone steals your personal information and uses it to commit fraud. They could make purchases with your money, for example, or use your identity to apply for more credit or even travel. This is one of the fastest growing crimes in Canada, and it can seriously affect your finances, your credit rating and even your ability to travel internationally.
It is very important to protect information such as your birth date, mother’s maiden name, credit card numbers, social insurance number and your PIN (Personal Identification Number). Theft of your personal information can happen very easily, and in ways you may not suspect – a thief could steal your mail, be the host of an unsecured website or even be a guest in your home.
Protecting yourself from identity theft is a simple matter of being cautious with your personal information and disposing of confidential documents properly. The Calgary Police Service suggests taking the following steps;
- Be careful when giving out personal information; at the door, on the phone, on the Internet or by mail. Make sure that you know who you are dealing with and how your information will be used.
- Be suspicious of telephone/online surveys that request personal info.
- Watch your mail – remove mail from your mailbox immediately. Contact Canada Post if mail has not arrived for an unusual amount of time. File change of address notices to with Canada Post before you move.
- Review your credit card and bank transactions, either online or through mailed statements.
- Use a cross-cut shredder to shred all documents and mail such as credit card applications and bank statements.
- Report lost or stolen identification and credit or debit cards immediately
- Slim down your wallet – memorize your social insurance number, carry one low-limit credit card and store you birth certificate and passport in a safe place.
- Be selective with your email address. Reduce the amount of information you give out about yourself online.
- When disposing of old computers, cellular phones and PDAs, remove the hard drive or professionally wipe it clean.
- Protect your PIN (Personal Identification Number) when entering it into a bank machine or at a store cash register. Do not write it down. Do not give it to anybody. Make sure that your PIN is one that cannot be easily guessed.
- Review your credit bureau at least annually to ensure that all credit information is correct and up to date.
Tips for First Time Home Buyers
With interest rates touching historical lows and more attractive house prices, Calgary seems to have a great market on affordability for first time home buyers. The federal government’s recent budget has added more reasons for Canadians who aren’t home owners to consider entering the real estate market this year.
Under the new federal budget, first time home buyers can qualify for $750.00 tax credit, to help with closing costs, such as legal fees or appraisals. Also, homebuyers can now withdraw up to $25,000 from their RRSP under the Home Buyers Plan for a down payment – up from the previous limited amount of $20,000. Couples can access an extra $10,000 from their RRSPs under the new plan.
Here are some tips to help first time home buyers:
Start the process early.
A mortgage consultant can help you with getting the right documentation in place, such as proof of income and down payment. A consultant will also check your credit history to avoid any unpleasant surprises and ensure that you can meet the lenders requirements.
Know your price range:
If you want to buy a home within the next few months, getting a mortgage pre-approval will help you determine the right price range of homes to shop for, it may also help you to avoid disappointment if looking at homes above your range. Many lending institutions will also guarantee a rate for up to 120 days when pre-approving potential borrowers for a mortgage.
Don’t rush your decision:
A buyers market means that you now may have the leeway to negotiate more with sellers on the price as well as other terms of the transaction such as the possession date and other extras to be included in the purchase.
Accelerate your payments – early and often:
A mortgage is often the largest debt a consumer will ever take on, and paying it down faster can mean large savings on interest costs over the long term. Get in the habit of making lump sum payments whenever possible, and consider making bi-weekly payments as a way to decrease the life of the loan.
Know your goals:
Choose a mortgage that accommodates your present state of finances, but also fits your long-term goals. Don’t just buy a home because it’s a buyers market, choose a home that fits your lifestyle as well as your family’s needs in the years ahead.
Bridlewood Property

| MLS #: C3361882 | Area Desc: Calgary | |
| List Price: 454,900 | ||
| Community Desc: BRIDLEWOOD | ||
| Total Bdrms: 4 | ||
| Total Baths: 2.1 | ||
| Status: A | ||
| Property Class: SF | ||
| Public Remarks: Stunning former NuVista showhome located in a quiet neighborhood across from a park.Main floor houses a great room concept w/large kitchen & tons of both counter & storage space.Living room features a beautiful oak & tile surround gas fireplace plus a custom built wall unit.Upstairs is home to three good sized bedrooms,incl. a large master w/walk in closet and a big 4 piece ensuite w/separate shower & a built-in sit down vanity counter.Bonus room features 9 foot ceilings.Basement is almost fully completed w/a big family room,the fourth bedroom & a roughed-in bath.Entire home finished in tasteful warm,neutral shades.Yard is fully fenced & landscaped & features a gorgeous covered deck off the back of the home. | ||
Functional lighting: Designing your lighting with purpose
Lowering Home Prices Key to Making the Deal Come Together
MLS Sales in Calgary for both condos and single family homes plunged in October compared to a year ago – a trend that has continued through to this year. Statistics released Monday by the Calgary Real Estate Board show condo sales were down 20.4% to 399 from October 2007, with 501 sales, while single family homes sales dropped by 26.3% to 820 from last year’s 1,113.
The single family home market, the average sale price dropped by 0.7% to $449,100 and the median sale price dropped by 5.5% to $390,000. Average days active on the market rose by 20% to 48 days in October from 40 days in October 2007.
As for the condominium market, the average sale price lessened by 12.8% to $289,148 while the median price fell by 7.3% to $268,000. Average days on the market increased by 25% to 50 days, up from an average of 40 days in October 2007.
FIVE Great New Year’s Resolutions
1. SPEND MORE TIME WITH FAMILY AND FRIENDS
Home is where the heart is. Good family and friends are so important, show them you care by inviting them over more often!
2. GET FITNESS IN FITNESS
The evidence is in for fitness. Regular exercise has been associated with more health benefits than anything else known to man. Studies show that it reduces the risk of some cancers, increases longevity, helps achieve and maintain weight loss, enhances mood, lowers blood pressure and even improves arthritis. In short, exercise keeps you healthy, happy and makes you look and feel better.
3. LEARN SOMETHING NEW
Have you vowed to make this year the year to learn something new? Perhaps you are considering a career change, want to learn a new language or just how to fix your computer on your own? Whether you take a course or read a book, you will find education to be one of the easiest most motivating New Year’s Resolutions to keep.
4. GET OUT OF DEBT
Was money a big source of stress in your life last year? Join the millions of Calgarians who have resolved to spend this year getting a hold of their finances. It’s a promise that will repay itself many times over in the years ahead.
5. ENJOY LIFE MORE
Given the hectic, stressful lifestyles of millions, it is no wonder that “enjoying life more” has become a popular resolution in recent years. It is an important step to a healthier and happier you.
Edmonton Real Estate Update – September 2008
Calgary Real Estate – Mission
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Calgary Real Estate – Make the Perfect First Impression!
There is a famous saying: ‘You never get a 2nd chance to make a good 1st impression.’ This report holds true when showing your home to potential buyers. The 1st few seconds after the prospective buyers open the front door are essential. As they walk in, slip off their shoes and take that first look around, their judgements are quickly formed. This is why it is vital to make sure your home looks great from the vantage point of the front door.
A Few Tips:- Make sure your foyer is well lit
- Eliminate anything that may clutter the space, such as coat racks and benches
- Place shoes piled by the door in a more discreet site
- Situate a small table with fresh flowers by the doorway. Flowers provide a friendly and inviting atmosphere, exactly want to want the prospective buyers to feel
- Purchase a new front door mat and use it only for showings
- Make sure that any stairs that are visible from the front entryway are freshly vacuumed


